but we know that fraud is taking place across the healthcare system. with many private insurance companies facing the same challenges that we do. in fact, lots of the fraudsters have used our fragmented healthcare system to their advantage. for example, a bad actor may bill medicare for eight hours of care one day, and then simultaneously bill insurance companies each for eight hours on that same day. seen separately, those seem like legitimate, realistic claims. but sharing information across payers, we can bring this potentially fraudulent activity to light so it can be stopped. public and private payers alike, we all have a stake in making sure cheaters don't undermean our healthcare system. so we've each made great strides to protect our programs from fraudsters. but as criminal schemes grow more and more sophisticated, we recognize our efforts must evolve as well. so by sharing strategies and presenting a united front, we can all go much farther towards stamping out healthcare fraud than any of us can do on our own. again, i want to thank you all